Tax Lien Certificates and Tax Deed Sales in Iowa IA


There are 99 Counties in Iowa. It became the 29th state on December 28, 1846. The state motto is "Our Liberties We Prize and Our Rights we will Maintain".

Currently, the maximum interest rate being offered to all Iowa tax lien certificate investors is 24% with a two year right of redemption.

Summary: Annually, on the third Monday in June the county treasurer shall offer at public sale all parcels on which taxes are delinquent. The sale shall be made for the total amount of taxes, interest, fees, and costs due. If for good cause the treasurer cannot hold the annual tax sale on the third Monday of June, the treasurer may designate a different date in June for the sale. (Sec. 446.7, Sec. 446.15). The minimum bid is the amount of delinquent property taxes, interest, penalties and costs (Sec. 446.7). When a parcel is offered at a tax sale under section 446.18, and no bid is received, or if the bid received is less than the total amount due, the county in which the parcel is located, through its county treasurer, shall bid for the parcel a sum equal to the total amount due (Sec. 446.19).

Law: Code of Iowa, Title X, Subtitle 2, Chapter 446, "Tax Sales," Chapter 447, "Tax Redemption," and Chapter 448, "Tax Deeds."

Tax Sale List: Use Iowa Tax Sale Lists to search for Iowa tax lien certificates to buy or bid on. Generally most Iowa tax sale lists will identify the property owner, parcel number, legal description and the amount due. In some cases, the tax sale list may include the tax collectors assessed value of the property.

Contact: The County Treasurer (Sec. 446.7).

Interest Rate: 2% per month (24% per annum). More specifically, A parcel sold under this chapter and chapter 446 may be redeemed at any time before the right of redemption expires, by payment to the county treasurer, to be held by the treasurer subject to the order of the purchaser, of the amount for which the parcel was sold, including the fee for the certificate of purchase, and interest of two percent per month, counting each fraction of a month as an entire month, from the month of sale, and the total amount paid by the purchaser or the purchaser's assignee for any subsequent year, with interest at the same rate added on the amount of the payment for each subsequent year from the month of payment, counting each fraction of a month as an entire month (Sec. 447.1).

Auction Type: Tax Lien Certificate. Specifically, the county treasurer shall designate on the county system each parcel sold for taxes and not redeemed, by noting on the county system the year in which it was sold. (Sec. 446.1).

Bidding Procedure: The person who offers to pay the total amount due, which is a lien on any parcel, for the smallest percentage of the parcel is the purchaser, and when the purchaser designates the percentage of any parcel for which the purchaser will pay the total amount due, the percentage thus designated shall give the person an undivided interest upon the issuance of a treasurer's deed (Sec. 446.16).

Costs: Statutory costs collectible as part of the sale price include up to $4 for publishing the notice of sale (Sec. 446.10) and a "reasonable" registration fee (Sec. 446.16).

Redemption Period: 24 months but, practically speaking, one year and nine months. A parcel sold under this chapter and chapter 446 may be redeemed at any time before the right of redemption expires, by payment to the county treasurer, (Sec. 447.1) After one year and nine months from the date of sale, or after nine months from the date of a sale made under section 446.18, 446.19A, or 446.39, the holder of the certificate of purchase may cause to be served upon the person in possession of the parcel, and also upon the person in whose name the parcel is taxed, a notice signed by the certificate holder or the certificate holder's agent or attorney, stating the date of sale, the description of the parcel sold, the name of the purchaser, and that the right of redemption will expire and a deed for the parcel be made unless redemption is made within ninety days from the completed service of the notice (Sec. 447.9).

Deed assigned at Foreclosure to: Certificate holder. Immediately after the expiration of ninety days from the date of completed service of the notice provided in section 447.12, the county treasurer shall make out a deed for each parcel sold and unredeemed upon the return of the certificate of purchase and payment of the appropriate deed and recording fees by the purchaser (Sec. 448.1).

Notes:

 

Counties:


County:  Auction Type:  Bidding Type:  Population: 
Adair  Tax Lien Certificate  Random Selection 8,243
Adams  Tax Lien Certificate  Random Selection 4,482
Allamakee  Tax Lien Certificate  Random Selection 14,675
Appanoose  Tax Lien Certificate  Random Selection 13,721
Audubon  Tax Lien Certificate  Random Selection 6,830
Benton  Tax Lien Certificate  Random Selection 25,308
Black Hawk  Tax Lien Certificate  Random Selection 128,012
Boone  Tax Lien Certificate  Random Selection 26,224
Bremer  Tax Lien Certificate  Random Selection 23,325
Buchanan  Tax Lien Certificate  Random Selection 21,093
Buena Vista  Tax Lien Certificate  Random Selection 20,411
Butler  Tax Lien Certificate  Random Selection 15,305
Calhoun  Tax Lien Certificate  Random Selection 11,115
Carroll  Tax Lien Certificate  Random Selection 21,421
Cass  Tax Lien Certificate  Random Selection 14,684
Cedar  Tax Lien Certificate  Random Selection 18,187
Cerro Gordo  Tax Lien Certificate  Random Selection 46,447
Cherokee  Tax Lien Certificate  Random Selection 13,035
Chickasaw  Tax Lien Certificate  Random Selection 13,095
Clarke  Tax Lien Certificate  Random Selection 9,133
Clay  Tax Lien Certificate  Random Selection 17,372
Clayton  Tax Lien Certificate  Random Selection 18,678
Clinton  Tax Lien Certificate  Random Selection 50,149
Crawford  Tax Lien Certificate  Random Selection 16,942
Dallas  Tax Lien Certificate  Random Selection 40,750
Davis  Tax Lien Certificate  Random Selection 8,541
Decatur  Tax Lien Certificate  Random Selection 8,689
Delaware  Tax Lien Certificate  Random Selection 18,404
Des Moines  Tax Lien Certificate  Random Selection 42,351
Dickinson  Tax Lien Certificate  Random Selection 16,424
Dubuque  Tax Lien Certificate  Random Selection 89,143
Emmet  Tax Lien Certificate  Random Selection 11,027
Fayette  Tax Lien Certificate  Random Selection 22,008
Floyd  Tax Lien Certificate  Random Selection 16,900
Franklin  Tax Lien Certificate  Random Selection 10,704
Fremont  Tax Lien Certificate  Random Selection 8,010
Greene  Tax Lien Certificate  Random Selection 10,366
Grundy  Tax Lien Certificate  Random Selection 12,369
Guthrie  Tax Lien Certificate  Random Selection 11,353
Hamilton  Tax Lien Certificate  Random Selection 16,438
Hancock  Tax Lien Certificate  Random Selection 12,100
Hardin  Tax Lien Certificate  Random Selection 18,812
Harrison  Tax Lien Certificate  Random Selection 15,666
Henry  Tax Lien Certificate  Random Selection 20,336
Howard  Tax Lien Certificate  Random Selection 9,932
Humboldt  Tax Lien Certificate  Random Selection 10,381
Ida  Tax Lien Certificate  Random Selection 7,837
Iowa  Tax Lien Certificate  Random Selection 15,671
Jackson  Tax Lien Certificate  Random Selection 20,296
Jasper  Tax Lien Certificate  Random Selection 37,213
Jefferson  Tax Lien Certificate  Random Selection 16,181
Johnson  Tax Lien Certificate  Random Selection 111,006
Jones  Tax Lien Certificate  Random Selection 20,221
Keokuk  Tax Lien Certificate  Random Selection 11,400
Kossuth  Tax Lien Certificate  Random Selection 17,163
Lee  Tax Lien Certificate  Random Selection 38,052
Linn  Tax Lien Certificate  Random Selection 191,701
Louisa  Tax Lien Certificate  Random Selection 12,183
Lucas  Tax Lien Certificate  Random Selection 9,422
Lyon  Tax Lien Certificate  Random Selection 11,763
Madison  Tax Lien Certificate  Random Selection 14,019
Mahaska  Tax Lien Certificate  Random Selection 22,335
Marion  Tax Lien Certificate  Random Selection 32,052
Marshall  Tax Lien Certificate  Random Selection 39,311
Mills  Tax Lien Certificate  Random Selection 14,547
Mitchell  Tax Lien Certificate  Random Selection 10,874
Monona  Tax Lien Certificate  Random Selection 10,020
Monroe  Tax Lien Certificate  Random Selection 8,016
Montgomery  Tax Lien Certificate  Random Selection 11,771
Muscatine  Tax Lien Certificate  Random Selection 41,722
O'Brien  Tax Lien Certificate  Random Selection 15,102
Osceola  Tax Lien Certificate  Random Selection 7,003
Page  Tax Lien Certificate  Random Selection 16,976
Palo Alto  Tax Lien Certificate  Random Selection 10,147
Plymouth  Tax Lien Certificate  Random Selection 24,849
Pocahontas  Tax Lien Certificate  Random Selection 8,662
Polk  Tax Lien Certificate  Random Selection 374,601
Pottawattamie  Tax Lien Certificate  Random Selection 87,704
Poweshiek  Tax Lien Certificate  Random Selection 18,815
Ringgold  Tax Lien Certificate  Random Selection 5,469
Sac  Tax Lien Certificate  Random Selection 11,529
Scott  Tax Lien Certificate  Random Selection 158,668
Shelby  Tax Lien Certificate  Random Selection 13,173
Sioux  Tax Lien Certificate  Random Selection 31,589
Story  Tax Lien Certificate  Random Selection 79,981
Tama  Tax Lien Certificate  Random Selection 18,103
Taylor  Tax Lien Certificate  Random Selection 6,958
Union  Tax Lien Certificate  Random Selection 12,309
Van Buren  Tax Lien Certificate  Random Selection 7,809
Wapello  Tax Lien Certificate  Random Selection 36,051
Warren  Tax Lien Certificate  Random Selection 40,671
Washington  Tax Lien Certificate  Random Selection 20,670
Wayne  Tax Lien Certificate  Random Selection 6,730
Webster  Tax Lien Certificate  Random Selection 40,235
Winnebago  Tax Lien Certificate  Random Selection 11,723
Winneshiek  Tax Lien Certificate  Random Selection 21,310
Woodbury  Tax Lien Certificate  Random Selection 103,877
Worth  Tax Lien Certificate  Random Selection 7,909
Wright  Tax Lien Certificate  Random Selection 14,334

To report any updates, deletions or additions to the county list, please click here.

Comments:


By myrna on Sunday, April 20th 2008, 12:31 pm:
can we buy tax sale in Iowa via online - or where can we buy tax sale online


By myrna on Sunday, April 20th 2008, 12:32 pm:
can we buy tax sale in Iowa via online - or where can we buy tax sale online.

My e amil address:
myrnaagbayani@yahoo.com


By patt on Saturday, September 06th 2008, 11:48 am:
if the person owns his home and is 2yrs behind on taxes, can someone pay the taxes and get the home? rosetree_05@yahoo.com


By scott thomas on Wednesday, October 01st 2008, 9:02 am:
I will do the bidding and leg work for anyone that wants to invest in iowa for 1% per month or 1/2 of the interest. Let me know if anyone needs help from a local Iowa Tax Lien Investor. eflatfeerealty@gmail.com


By Jerry Sweet on Saturday, January 10th 2009, 1:45 pm:
What happens to those liens that were not sold at the auctions? Do they turn into a deed after 2 years past the sale date? Can one purchase them directly from the county? respond to : SWEETSINGLE79@YAHOO.COM


By GENE AMA on Saturday, January 10th 2009, 1:59 pm:
Anyone interested in buying Tax Deed properties as low as 30% below market values should contact me at : AMALISA1987@YAHOO.COM;
Properties include City lots, Homes, Acreages, Golf course lots, vacation/gated communities, commercial properties, etc. Wish you all a Happy & prosperous New Year.


By Sweettard-Killer on Thursday, April 30th 2009, 5:03 pm:
Hi ya Sweettard...9Click)...I win...AGAIN...!


By Sweettard-Killer on Thursday, April 30th 2009, 5:07 pm:
WARNING : We have Con Artists and Scammers like yahoo's SB1 chatter (sweetsingle79 ) that hang out in YAHOO-AOL-MSN and other chat rooms..they will tell you anything you want to hear untill the scam is over..they can be harmful to you - infect your computer system - scam your business. find out who they are> http://www.netpros.ultraisp.us/scammer_news.html




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